It was later on introduced in France around 1490 A.D. and remained an exclusive game to the French nobility for some time before becoming a casino game. The interesting bit to observe of course is that the casino is taking no risk here; they simply charge a fee from each banker. There exists quite a diversity today, especially so since it has made its way onto the world wide web. Although a few rules have been changed here and there to accomodate the individual taste of a certain country, the style has remained the same. Some casinos have Mini-Baccarat in the regular gaming areas which is the same game except the minimum bets are lower. Baccarat has one of the lowest house edges of any casino game (1.06%), making it an excellent value. One hand is called "Banker" and the other hand is deceptively called "Player", but you can bet on either hand. The two cards might as be called Hand 1 and Hand 2. Before the hands are dealt, you must place your bet on either the “Player” the “Banker” or the “Tie” bet. The higher hands wins. The “Tie” bet pays 9:1 if won.Note that there's only one player hand dealt no matter how many players there are, because the "Player" hand isn't really the player's hand, it's just one of the choices you can bet on. Betting on Player has a house edge of 1.24%, and betting on Banker has an edge of 1.06%, so betting on Banker is the best Baccarat play. Three cards is the max, though, no matter what. If the PLAYER DRAWS, the DEALER MUST: draw if Dealers total is 0 to 2; stand if Dealers total is 7. Ace counts as 1.

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